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Motorbike Insurance Needed By Riders

  • nepali_babu
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Motorbike Insurance Needed By Riders
« on: September 04, 2009, 12:08:29 PM »

As we havent
talked about the importance of insurance
for riderz.I am starting new thread.So that
we will be having more idea about these stuffs.
As i really dont have much idea about this.
Please put some light in this.

As i am posting some articles about Bike Insurance


Quote
Motorbike insurance provides need protection to expensive bikes or bike riders. Although some of the coverage and costs of motorbike insurance are similar to other auto plans, there are also some unique differences that affect the benefits and costs of motorbike insurance.

Motorbike insurance covers bikes, users, or both. Some riders are more concerned with bike protection when they ride expensive or high-end bikes. Others that ride frequently or in more dangerous environments needed adequate rider coverage to cover the costs of personal injury resulting from an accident. Legal protection is also important to help prevent overwhelming costs from liability or lawsuits when the rider is at fault in a multiple person accident.

The types of coverage a rider needs are the most important consideration in selecting a motorbike insurance specialist and the appropriate plan. Another factor that has a significant impact on premium costs is the level of use of the rider. Riders that ride infrequently or casually would not be as risky to the insurer as riders who use their bike for all transportation needs. Riders who ride for sport would have other unique needs. Other traits of the rider, including age and riding history, also impact the insurance risk and cost.

Along with the characteristics of the rider, features of the motorbike also impact coverage requirements and premiums. Bikes with certain types of engines pose more of a risk of accident or injury than others. Engines are rated based on their power, performance, and potential for accidents.

In spite of the fact that many costs of insurance coverage are out of the insured’s control, including needed protection and individual rider characteristics, there are some ways to reduce costs. Paying premiums annually offers many benefits to insurers, which leads to them to offer discounts or better rates, as opposed to monthly payment plans. Combining motorbike insurance with other insurance plans, if available through the service provider, can also lead to combination discounts.

Ultimately, the right protection plan depends on the rider and motorbike. A specialist motorbike insurance company is a great resource in finding the appropriate coverage solution. A good company has the same objectives as the customer, to find the best benefits to meet the customer’s needs, and at the most affordable costs. By asking the right questions and providing detailed information, insurance specialists can help ensure customers get the protection they need.

Motorbike insurance is not necessarily the primary concern of a cyclist, nor should it be. Proper coverage should provide security and comfort to help make the riding experience more fun and less stressful. No rider wants to be in an accident and suffer the pain of injure or see damage to their bike. Having good insurance coverage that offers effective benefits, good claims and support service, and reasonable premium costs helps buffer the impact of an already troubling situation. A specialty motorbike insurance provider understands the customer’s feelings and helps them to avoid the unwanted and emotionally draining situation that results from poor insurance.

Source: http://articles.directorym.com/Motorbike_Insurance_Needed_By_Riders-a962805.html
« Last Edit: September 04, 2009, 07:51:04 PM by nepali_babu »
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  • shashwat_rossi
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Re: Motorbike Insurance Needed By Riders
« Reply #1 on: September 04, 2009, 01:52:08 PM »

thanks for the info..mero bike ko ta insurance gari sakeko cha..wht bout u guys??.. Grin
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Re: Motorbike Insurance Needed By Riders
« Reply #2 on: September 04, 2009, 03:37:21 PM »

thanks NB bro for da info mero pani bike ko insurance garisakeko chha
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Re: Motorbike Insurance Needed By Riders
« Reply #3 on: October 07, 2009, 04:01:41 PM »

Thanks for this topic.
we know that u generally do not insurance the bike, only if the bike is purchased in financing only then due to force of finance company, the owner do insurance.
But it is necessary to be insured of Vechiles.
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Re: Motorbike Insurance Needed By Riders
« Reply #4 on: October 07, 2009, 08:23:49 PM »

Mero pani byk insurance gareko cha ........................no tension
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  • nepali_babu
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Motorbike Insurance Needed By Riders
« Reply #5 on: October 07, 2009, 09:22:23 PM »

Thanks for this topic.
we know that u generally do not insurance the bike, only if the bike is purchased in financing only then due to force of finance company, the owner do insurance.
But it is necessary to be insured of Vechiles.

Ya broz
Thats true Bike Finance garera liyo bhane
matra derai ko insurance gareko huncha.
Natra derai le gardaina As me.
I havent done Insurance Sad
But Insurance garauna chai K K LOB
Dekhaucha But when bike accident ma parera
claim Garna jada Last gumauchu KUraucha.
Ani paisa pani Ka pura dincha ra .
Its really fustrating  Angry
Gone through when Xcide had accident.
And went to claim . 50% pani diyena
Plastic ko parts bhayo bhane ra FZ ko  Shocked
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  • NIMESH
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Re: Motorbike Insurance Needed By Riders
« Reply #6 on: October 07, 2009, 09:28:40 PM »

ya i agree wid nb bro...insurance wala harule acident paryo kei bho bhane paisa dinai kasto jhanjat garchan...dinai mandaina kati le ta....diye bhane pani bala tala ali ali matra dincha not full....tesaile maile ni gareko chaina insurance.....nepal ma ta tyo insurance wala harule jpt garchan afnai maan mani....tara jasle gareko cha its not bad....
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safe ride live long!!!!!!
  • shashwat_rossi
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Re: Motorbike Insurance Needed By Riders
« Reply #7 on: October 07, 2009, 09:33:27 PM »

Thanks for this topic.
we know that u generally do not insurance the bike, only if the bike is purchased in financing only then due to force of finance company, the owner do insurance.
But it is necessary to be insured of Vechiles.

Ya broz
Thats true Bike Finance garera liyo bhane
matra derai ko insurance gareko huncha.
Natra derai le gardaina As me.
I havent done Insurance Sad
But Insurance garauna chai K K LOB
Dekhaucha But when bike accident ma parera
claim Garna jada Last gumauchu KUraucha.
Ani paisa pani Ka pura dincha ra .
Its really fustrating  Angry
Gone through when Xcide had accident.
And went to claim . 50% pani diyena
Plastic ko parts bhayo bhane ra FZ ko  Shocked

plastic ko parts ma 50% paisa dincha ani metal ko parts ma 100%..i think most insurance companies follow this..tara paisa dina chahi they make us wait a long time and tension matra dincha.
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  • sachin bhattarai
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Re: Motorbike Insurance Needed By Riders
« Reply #8 on: October 07, 2009, 09:52:13 PM »


        Mero bike insurance gareko cha.... No tension
 anyways thanxs for the info..
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